Legal
Terms of Service
Last updated: April 15, 2024
Agreement to Terms
By accessing or using DinoDigest ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of the terms, you do not have permission to access the Service.
Description of Service
DinoDigest provides AI-powered financial news digests and stock analysis delivered via email newsletter. Our service includes:
- Daily personalized news digests based on your stock watchlist
- AI-generated analysis and summaries of financial news
- Stock and ETF research reports
- Economic indicators and market analysis
Disclaimer
DinoDigest is not a financial advisor. The information provided through our Service is for informational and educational purposes only. It should not be construed as financial, investment, legal, or tax advice.
You should always conduct your own research and consult with qualified financial professionals before making any investment decisions. Past performance is not indicative of future results.
User Accounts
Account Creation
To use certain features of the Service, you must create an account by providing a valid email address. You are responsible for:
- Providing accurate and complete information
- Maintaining the confidentiality of your account
- All activities that occur under your account
Account Termination
We reserve the right to suspend or terminate your account at any time for violations of these Terms or for any other reason at our sole discretion.
Subscription and Payments
Free Tier
DinoDigest offers a free tier with limited features. Free users receive daily digests covering up to 5 stocks.
Paid Subscriptions
Paid subscriptions (NewsGPT Plus and Premium) provide additional features including:
- Increased stock watchlist limits
- Priority processing
- Advanced analysis features
- Customization options
Billing
Subscription fees are billed monthly in advance. All payments are processed securely through our payment provider. Prices are subject to change with reasonable notice.
Refunds
Refunds may be issued at our discretion. Please contact us within 7 days of your charge if you believe you are entitled to a refund.
Referral Program
DinoDigest offers a referral program that allows users to earn additional stocks in their digest by referring new users. The terms of the referral program are:
- Each successful referral increases your watchlist capacity
- Referrals must result in a verified, active account
- We reserve the right to modify or discontinue the referral program at any time
- Abuse of the referral system may result in account termination
Intellectual Property
The Service and its original content, features, and functionality are owned by DinoDigest LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or in any way exploit any of our content without express written permission.
User Content
By providing content to the Service (such as stock selections or feedback), you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display such content in connection with providing the Service.
Prohibited Uses
You agree not to use the Service:
- For any unlawful purpose or to promote illegal activities
- To harass, abuse, or harm another person
- To impersonate any person or entity
- To interfere with or disrupt the Service or servers
- To attempt to gain unauthorized access to any part of the Service
- To scrape, data mine, or extract data from the Service
- To redistribute our content without permission
- To use automated systems (bots) to access the Service
Limitation of Liability
To the maximum extent permitted by law, DinoDigest LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, data, or other intangible losses
- Investment losses based on our content
- Service interruptions or errors
- Unauthorized access to your data
Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold harmless DinoDigest LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service or violation of these Terms.
Third-Party Links
Our Service may contain links to third-party websites or services that are not owned or controlled by DinoDigest. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Data and Privacy
Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
Modifications to Service
We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after such modifications constitutes your acceptance of the new Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
Dispute Resolution
Any disputes arising from these Terms or the Service shall first be attempted to be resolved through good faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
Severability
If any provision of these Terms is held to be unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and DinoDigest LLC regarding the Service and supersede all prior agreements and understandings.
Contact Us
If you have any questions about these Terms of Service, please contact us:
- By email: contact@dinodigest.news
- By visiting our contact page